Voshol, E.

policy holder insurance claim information holder policy insurance year damage claim behaviour class period liability insurance table dellaert bonus-malu value decision 0.1 insurance period model accident 25 years year t result liability system insurance year t behaviour bonus-malus class j section k 2 3. lemma order claim behauiour distribution bound premium 0.2 difference number liability insurances distribution g decision moments bonus-malus class order statistics statistic k 2 3 expectation lemma 2.2 moment amount state computable computation behauiour variable section 3 section 4 non-discounted model parameter lemma 2.2. k accidents time period bonusmalu frenk 10 years bonus-malus system table 4 table 1. bonus-malus scheme dutch insurance companies principle j.b.g t 2 1 jth order statistic j i j information 151 case reward policy holders f .~ 1 sample