Ewijk, S.E. van

banking deposit ppi banks growth market model deposit growth relationship crisis internet nancial funding information e-trade business mortgage interest credit crisis panel finance credit internet banking customer transaction security client study asset journal saving business model ficient ewijk arnold table scalability i.j.m fi nancial intermediation stability branch balance subsidiary ppi model result e-trade bank sheet period product relationship banking relationship banks share fi nancial services lending press interest expenses member strategy expense ppi bank group banking industry t-stat institution service advantage australia paper effect problem panel members case study approach dif ficult article /asset deposit funding ratio fi nancial institutions transaction banking ing group investment