Kanters, T.A.

health patient disease insurer equalization dutch incentive cohort pompe revenue study pompe disease risk selection health care costs prevention number smoking netherland difference productivity losses people insured risk equalization table risk equalization scheme adult pompe patients population selection productivity adult insurance illness scheme risk adjusters support contribution nancial level group model van baal prevalence lifestyle fi nancial incentives friction cost method hrqol survivor van vliet individual device smoker person fi nancial incentive utility home care adjuster oostenbrink premium kanter health insurers obesity dutch population van der ploeg dcg classi fications method result system macro budget vliet disease duration classi balance medicine expenditure volume range ref revenues questionnaire enzyme replacement therapy hoogenveen