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market activity banking internationalization asset country state capital strategy change return income incentive growth investment period sample relationship european service profitability ratio branch merger system acquisition shareholder client degree value share japanese table figure american increase interest management shareholder return performance credit europe internationalization activities level japanese banks number business home country difference security government banking activities regulation study development company structure economy expansion internationalization strategies result network chapter dollar product source finance japan american banks subsidiary kingdom america group intermediary effect operation center concentration exchange european banks
