Vilans, R.

pension latvian market investment return pension funds latvian pension funds latvian stock market diversification stock latvia investor world portfolio 70/30 company home bias equity management pillar latvian pension system asset pension fund latvian employees latvian citizens diversification benefits security system employee paper benefit policy european pension savings pension plans manager research figure country series citizen interest saving inflation fund managers stock markets 100/0 regulation equity markets correlation pension fund regulation volatility report retirement pension plan investment policies information latvian lats erasmu latvian companies security tax capital index preference style future classification state section government finance capital market commission opportunity investment policy product performance period 1998-2005. relation future investment returns latvian securities currency